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• The Premier Licensed Money Lender in Singapore
• Capital Funds Investment ? Your Friend in Need

Determine The Loan that Suits Your Needs

CFI offers loan solutions suitable for a variety of financial needs. Browse through our offers to determine the best loan for your current circumstances.

Why Choose Capital Funds Investments?

CFI is a licensed and trusted moneylender in Singapore. Whether you need a personal or business loan, our loans are tailored to suit your requirements. Trust us to provide you with an easy, flexible and responsible solution to your cash-flow needs.

We believe unfavourable circumstances or financial struggles hold our clients back from the future they deserve. Our legal money lenders offer a variety of loans that give you a second chance as soon as possible.

Skip the lengthy loan process of traditional banks with our simplified, low-interest loan solutions. To expedite our loan process, we have set up an online loan application. Simply fill out the form and wait for our staff to get back to you within hours.

With CFI, you can get the money you need immediately and gain access to friendlier terms, higher borrowing limits, and flexible loan tenures. We may also help you improve your current credit score.

What About Eligibility?

We do not determine your loan paying abilities based on your credit history. Instead, we look at your current income. The state of your credit history does not matter. As long as you have proof of income, our team will work out a flexible payment plan that is within your paying capacity.

It Only Takes 3 Easy Steps to Get A CFI Loan

Get in touch with our loan experts today to map out a loan plan that suits your needs. If you have more questions about our loans, you may send us an email at enquiry@loancfi.com or call us at +(65) 6281 7736.

What Our Clients Are Saying

FAQ

Borrower?s Most Asked Questions

CFI works with borrowers of all income levels and borrowing needs. Research is paramount to choosing the right lending partner for the borrowing process. At CFI, we?ve compiled some of the most asked questions about our services as a licensed moneylender. Singapore citizens can apply for any of the loans in our services suite. We also offer foreigner loans and personal loans to non-citizens living in Singapore.

At CFI, we are a customer-focused licensed moneylender. We constantly strive to offer the lowest possible interest rates and use all available tools, such as longer tenor periods and more competitive interest rates, to increase loan approval odds. Unlike banks and other financial institutions, we take the time to understand your needs and help you borrow the money you need to survive. We understand that money is often necessary for survival, so we created a complete suite of borrowing options to fit your situation.

Most-Asked General Borrowing Questions

There are a few factors that determine how much you can borrow including your income, repayment ability, and the type of loan you're applying for. For smaller, short-term needs, we offer loans that start as low as a few hundred dollars, while larger loan options can go up to six times your monthly income. Our team will assess your financial situation to determine a loan amount that fits your needs while keeping repayments manageable.

The maximum loan duration varies depending on the type of loan and your financial profile. Personal loans and foreigner loans typically have repayment periods ranging from several months to a few years, while business loans or debt consolidation loans may offer longer tenures. Our goal is to provide repayment terms that are fair, flexible, and tailored to your unique circumstances. During the loan application process, we will discuss the best duration options to suit your financial needs.

At CFI, we offer competitive interest rates designed to provide affordable borrowing options for our clients. As a licensed moneylender in Singapore, our rates comply with the regulations set by the Ministry of Law. The actual rate you'll receive depends on factors such as the loan type, repayment duration, and your financial profile. Our team will walk you through the applicable interest rate during the consultation process, ensuring transparency from start to finish.

To apply for a loan with CFI, you?ll need to provide some basic documents to verify your eligibility. These include the following:

• For Singapore Citizens and PRs - NRIC, proof of income (recent payslips or CPF contribution statements), and proof of residency (e.g., utility bills).
• For Foreigners - Passport, work pass or student pass, proof of employment, and proof of address in Singapore.
• For Businesses - ACRA business profile, recent financial statements, and details of your business operations.

We cover the answers to these general borrowing questions and more with complete detail on our FAQ page. While specific loan documentation will have all the necessary information included with the paperwork, we appreciate your efforts to stay informed ahead of time.

In addition to general process and loan information, we have detailed, frequently asked questions and answers for each specific loan service. So, if you have questions regarding our different loan programs, such as debt consolidation loans, personal loans, business loans, etc., our FAQ page has the answers.